Buyers Real Estate Services
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Introduction to Buyers and Explanation of this Page
Thank you for choosing Forbes & Associates to assist you in your next real estate transaction. We know you have a choice when selecting a real estate agent or company to work with during your search, and we deeply appreciate your business and consider our clients to be a blessing and privilege to serve.
We will make your journey fun, exciting and as efficient and painless as possible, this is easy because we enjoy our careers in real estate, meeting new people and showing off Humboldt's endless variety of homes, architecture, lifestyles, climates and locations. So no matter where you are in the home buying process, or what type of buyer you are: first-time home buyer, or a seasoned professional looking to upgrade homes or on a longer quest for an oceanfront dream home, we are here to help.
Forbes & Associates - Sarah Corliss provides buyer representation and real estate services to qualified home buyers. That includes those relocating and moving to Humboldt for the first time or residents trying to become obtain home-ownership for the first time or upgrading their current home, looking for a vacation home, investment property or business location.
The Buyers Page of our website has two sections, outlined here:
The Buyers Guide to Living in Humboldt County: This part goes over what to expect living in Humboldt County. It's easy to brag about Humboldt County, but keep in mind this list is far from comprehensive, as you'd be able to write a whole book on what you can find here. We list many of the bigger ticket items that make Humboldt County so magnificent and unique, from our unique location and immense natural beauty, resources and our unlimited outdoor recreation opportunities to our varied culture, arts and different lifestyles. It also contains lots of facts and figures about the real estate market, demographics, crime, K-12 school information, extended education campuses at Cal Poly University - in Arcata and the College of the Redwoods in Eureka. We also go over local economics, cost-of-living and employment opportunities and a little historical perspective as well. Jump to the Guide
Real Estate Services, and Buyer Representation - The section explains what you can expect from us in regards to our attitude, ethics, experience and buyer-side real estate service that we provide, such as showing you homes in person, setting up our software to help you find out about new homes before everyone else does. We also outline and explain the Buyer Representation Agreement that is signed so that we are allowed to get started.
We Represent Buyers! Connect with any of our Realtors
FORBES & ASSOCIATES - SARAH CORLISS
40+ YEARS REAL ESTATE EXPERIENCE
Already found a Property You Like? Let's go see it Today!
Welcome to all buyers and home searchers, whether you're relocating to Humboldt or already live here, and thank you for considering Forbes & Associates - Sarah Corliss to assist you with your real estate needs. We know that you have a choice when selecting a realtor and agency to work with, and we consider it a blessing and a privilege to work all of our clients. We are always excited to get the chance to meet new residents relocating to the area, and working with current Humboldt residents looking to purchasing their first home or upgrade from an existing one. We also help with homes or on the way towards an investment property or vacation home. Let's start touring some properties that you are interested in soon! We are excited to help you accomplish your real estate goals and be part of your journey by making the process painless and efficient.
Our Team that has the experience and patience you want when making one of the most important decisions of your life.
Signing a Buyers agreement with us, basically hires you a team that will be by your side, working with you from the beginning to end, taking the time to explain every part of the contract until you feel comfortable. We'll make sure you have lending setup ahead of time by referring you to local and reputable lenders, obtaining your pre-qualification letter to unlock the doors to hundreds of homes currently for sale.
Real Estate Email Alerts will be programmed to send you new properties to review that meet your requirements.
We program our website to send you alerts the moment new properties that are in the location(s) you are interested in as long as the home price is within your budget and has all the requirements you need for your new home. Anything from number of bedrooms, to must haves, like "ocean view" or "river front" or more basic things like "3 bedrooms" - our software is very versatile, giving you a competitive edge over other home seekers.
We won't waste your time with properties not in your budget, will program them to stay within your budget. When you find one you like, we'll tour it and make offers, negotiate and inspect them until you sign on closing day and the keys are firmly in your hands.
reasonable offers until we get one accepted. homes until you find the right one. After that we help you draft your offer and negotiate any counter-offers that go back-and-forth. Once you have an accepted offer, we'll kick it into high gear and begin scheduling all the necessary inspections to make sure you are not buying a house that has major issues. We will be there with you until the ink dries on closing day and the keys to your new home are firmly in your hands.
As long-time locals, some of us born and raised here, we know the communities and towns in our areas of coverage exceptionally well and are able to clue you in on things that would take years of living here to find out on your own, from nuances between different neighborhoods, to the different lifestyles and feelings about different topics in each of Humboldt County's many diverse towns and communities. Humboldt County is so big that it has two distinctly different climates, too. We know the school districts where families with children want to live to attend top-rated schools and we explain the available amenities, or lack of amenities, each town offers. We cover and are constantly on the look out for any red-flags that we see on properties we visit and alert you if we see something out of the norm that requires further investigation.
We strive to create a painless, enjoyable and exciting real estate experience for our clients, especially for first time home buyers. We always go the extra mile for our newest Humboldt County residents! This section cover exactly what we are providing for you as real estate agents and what our buyers agreement says. In a nutshell, most of your job will be to relax and look at homes, which is one of our favorite activities here! We try to make it fun while you get ready to make one of the most exciting decisions of your life. We are excited to meet you! Please reach out with any questions at (707) 677-1600 and speak with any of us, or alternatively, you can use our contact form.
To get started on your journey with us, you can either call the main office at (707) 677-1600, or call an agent directly. To learn more about individual agents, these links will take you to their individual profiles: Sarah Corliss, Claire Patton, Crystal Bigham and Monica Brock. Alternatively you can fill out our contact form, if you go this route please leave as much information about your needs as possible so we can be more informed when we call.
Forbes & Associates realtors are all licensed to practice real estate in the state of California by the California Department of Real Estate and can be verified by looking up the individual's DRE# on their website. Our company and agents are also members of both the Humboldt Association of Realtors and the National Association of Realtors.
Buyers Package and the Buyer Representation Agreement
Buyers Agreement: The buyers agreement is a contract between Forbes & Associates - Sarah Corliss and you, the potential buyers. We are transparent about all of our business services and operations. Feel free to ask us questions about any part of our business. When you select us, to work for you, you are hiring a team that will work tirelessly for you, helping you ultimate purchase of the property you've been dreaming about.
The buyers agreement is a standard legal arrangement between our company and the potential purchaser of real estate. We use a standard contract that comes directly from the California Association of Realtors. To read about it, we suggest the article and explanation on the official CAR website: CAR Buyer Representation Agreement, it gives you a more legal description of the form there. It approaches it from a more legal perspective. If you have any additional questions, drop us a note here: contact form, or simply give us a call.
The buyers package includes a dedicated agent to represent you, be present at property showings, guide you through contracts, negotiations and organize all the logistics that go into ordering inspections, researching and ultimately purchasing your home.
We will direct you to trusted lenders and mortgage brokers to get pre-qualification letters which are often required to visit properties, especially more expensive ones in person. Real estate showings typically require that you are accompanied and represented by a licensed real estate agent that is present with you when you visit the properties in person.
Before each showing, we gather parcel maps, surveys, additional information and directions that are pertinent to the property. We can drive together or you can follow us if its more comfortable on the way to the subject property. We will unlock the property and do a visual inspection of things while you look around. This is helpful because buyers tend to be positive, while we keep our critical minds alert, looking for cracks, water damage and other things that tell us to be cautious of and followed up on if you decided you are interested in that particular home or property.
We help you decide on what your offer might look like, write up the offers in an official "offer" for the seller, handle all the negotiations, counter-offers you might receive, schedule inspections, walk-throughs, etc. until closing days and they keys are finally handed over to you.
How long will the process take? Your home search can last a few days, or in some cases if you're looking for something special over a year. So how long your search may be can vary wildly. You may tour many houses before you find "the one" and even then sometimes inspections will lead you to decide not to purchase a particular home.
How come we need an agreement? There are lots of costs that go along with providing these types of services, the primary cost being time, but also fuel, inspections for different houses. However we only order inspections when you have an accepted offer. The inspection period begins, and you can back out of the contract if you do not like the results of any inspection. When we are serving you, we are not serving anyone else, so that is time we are investing in you. We could, and often write multiple contracts, or "offers to buy" which are either turned down, countered, then turned down, or never materialize because of what inspections turn up. Time is spent on qualifying and obtaining loans as well. Inspections cover a range of things, the structure, water systems, septic or sewage, appliances, and on the coast - if its waterfront or an ocean property, we typically recommend a qualified geologist examine the slope and make sure that you don't buy something that will one day end up in the water.
Occasionally but not often we invest lots of time (sometimes over a year) and then the client switches realtors halfway through the search and we lose all of our investment into our client and we are never compensated. The agreement is designed to also protects us from this and gives us a time period where in the case you end up buying a house that we showed you through another real estate agent, that we are still owed a commission. This time-frame is clearly documented in the agreement.
How long is the duration of the buyers agreement? This is flexible and we will work with you on the duration of the agreement, typically they are six months. However they can be canceled without any hassle, just what we stated above, if you purchasing real estate that we showed you within the stated time period after the agreement was canceled, we are still legally entitled to receive our commission. This rarely happens, but there have been cases of being shown a property and the client tries to subvert the agent, offering a slightly better price if they can remove the real estate agent from the deal.
Another reason for buyer representation for clients purchasing real estate, especially first-time buyers is that real estate purchases, contracts and transaction when buying your home can seem overwhelming and there is typically a lot of money on the table. It can be overwhelming for you when you just want to buy a house. That is why we offer Real Estate Services, including showing you multiple properties and represent you throughout the entire transaction, explain the contracts, and inform you as we go through the homes you are interested in and the ins-and-outs of Humboldt County's variety of communities. We are a diverse county with many different lifestyles and locations varying drastically from one another. Not just culturally, but we also have two distinct climates. With a real estate agent and team, you can rest assured knowing that our goal is to promote and protect your best interests. We will work tirelessly to ensure you have all the information and resources needed to make sound and knowledgeable decisions regarding one of the biggest investments of your lifetime.
Any major purchase requires research, careful analysis, consideration, and thought and a home is one of the most intense purchases most people deal with. Determining the right location, the number of bedrooms or bathrooms needed, and outdoor space are the easy things. However, there are many other factors to think about in your home search. From your initial search to the moment you get the keys to your new home, we will be there, guiding you through the processes required.
Please do not hesitate to contact us today to learn more about the services available to you, we look forward to hearing from you. Call us anytime at (707) 677-1600 or use our contact form to connect and get started on this new chapter in your life.
Get Email Alerts Buyer Competition, Inventory Shortage
Our website has some good tricks built-in. After signing up, you can save searches and get alerted via email the moment any market conditions change. For example, if you are searching for homes in Trinidad, a popular seaside town in northern Humboldt, you could do a search where you typed in "Trinidad" and it would pull those results for you.
Research a neighborhood? - Try this: Create a custom market report, where you can specify date-range, location, price ranges, etc. and have the market reports mailed to you on a regular basis. This makes it easy to see what's going on in terms of sales, current listings and other useful historic data.
What is your Budget for your Home? Use our Mortgage Calculator to help:
The real fun part is searching for you dream home, but the first step is figuring out what you can afford to spend. Our easy to use mortgage calculator can help you get a rough idea of what you might be able to afford on your specific budget. While you may think you can afford a specific amount, lenders have certain parameters that need to be met, specifically your DTI. The debt-to-income ratio is a critical factor for home buyers seeking lending options. Lenders assess this ratio to determine the borrower's ability to manage mortgage payments, with lower ratios generally indicating a stronger financial position and higher chances of loan approval. Typically no more than 36% or less. Basically - how much money goes out to your bills each month, compared to how much income you have coming in.
While this tool is pretty handy, please make sure to independently verify any results from this calculator with a trained professional before any purchase, and do not rely on this mortgage calculator to base your decisions off of. If you need mortgage and lending referrals, please call the office. Don't worry if you're a current client or not, we're happy to help and we appreciate clients who are pre-prepared with financial qualification letters. Most upscale homes will not allow the scheduling of tours without a pre-qualification letter, or proof of funding from your bank.
EXPERIENCE: Our local knowledge of communities and neighborhoods is unmatched. If we don't know the answer immediately, we'll find it. We have an exclusive network of the most informed and highest quality professionals and service providers in Humboldt County that has been developed and fine-tuned over four decades. Save money and time by utilizing our resources and work.
FINALLY: We represent both buyers and sellers. In today's ever-changing world and real estate market, you would be making a mistake to go un-represented. We would be proud to represent you, discover what your real estate plans are - whether it's your first home, a vacation home, ocean property or a commercial investment, we are excited to be a part of it.
Call us today at (707) 677-1600 if you want to skip the contact form, and we'll call you back as soon as possible. Remember to let us know as much as you can about your real estate plans, like timeframes, locations you are interested in, or need to be near. That information helps us prepare for our first call, and it also helps match you to our best agent for your scenario.
If you just have basic questions, we'll answer you accurately and efficiently. If we don't have the answer, we'll research it and get back to you shortly. We'd be happy to earn your business.
LIVING IN HUMBOLDT COUNTY - A GUIDE
the lost coast, pacific ocean, Redwoods, beaches +
Are you ready? Fill out our form and let us know your plans. Or call (707) 677-1600
Section II: Living in Humboldt County - What to Expect
Humboldt County is 3,567.98 sq miles in size with a population less than 200,000 people. That's not many considering the staggering amount of natural resources and beauty here, including national forests, national parks, state parks, county parks and lots of community parks. We also have what most would consider national treasures like the largest remaining old growth coastal redwood trees and forests; these trees are the oldest and tallest trees in the world. If that doesn't win you over, the 110 miles of Northern California's rugged coastline and dozens of accessible public beaches will - that is more coastline than any other county on the Pacific Ocean. This article outlines a lot of these features in more detail, and is one reason people continue to move here.
Major cities and towns in Humboldt County are limited, and contain the majority of the population here. There are only seven incorporated cities in the entire county, all of them are in our coverage area: Trinidad, Arcata, Eureka, Blue Lake, Fortuna, Ferndale and Rio Dell.
The multitude of state and national parks, city parks, the dozens of beaches where we surf, paddleboard, fish and do boating and water-sports, Six Rivers National Forest, the hiking and mountain biking trails, our living monument of the oldest and tallest trees on the planet, the coastal redwood forests; as well as some of the lifestyle related topics: culture, economic outlook, cost-of-living, demographics, nightlife, facts and figures, even a little history to round it off.
Humboldt County is a excellent place to move to and acquire real estate. Humboldt County has the Pacific Ocean, and much of it is on private land, meaning the availability of oceanfront property, beach properties and other waterfront properties is relatively high. We have a multitude of bays, lagoons and water inlets. Several substantial rivers, some of which are designated wild and scenic, meaning undammed from headwaters to the ocean, carve their way through our mountains, wilderness areas and beautiful forests. We have the largest stands of remaining coastal redwood trees which feature the worlds tallest and oldest trees. The rural laid-back lifestyle that can be found in Humboldt is a large attractor, and the multitude of national, state and local parks. A few examples of parks that you might recognize are: Redwood National Park, Prairie Creek Redwoods, the Avenue of the Giants, Highway 101, known as "The Redwood Highway", Humboldt Lagoons State Park, Six Rivers National Forest, and plenty more.
Summary and Final Points: Most of these locations and places have features that are mirrored on private land as well, and at relatively affordable prices, thus creating an vivid and active local real estate market. Which brings us to the final point I will mentioned in the short version of why people live in Humboldt County, the fact that real estate here is relatively cheap with priceless beauty, especially when compared to the rest of the country.
Ocean Life in Humboldt County:
The Pacific Ocean is in our backyard and features the most beautiful section of coastline in Northern California. It has rugged portions with beautiful rock formations, outcroppings, sea-stacks and arches formed over millions of years of waves pounding the shore. Natural tidepools dot the local beaches and are full of life. Inside them, you'll find a wide variety of different colored sea-stars, starfish, sea-urchins, sea-anemones, crabs, fish, clams and mussels, sea-slugs and a few feet out in the sea you can even find abalone with rainbow iridescent shells.
Humboldt County Beaches:
It's not all rugged, there are also swaths of wide sandy beaches, pebble beaches, black sand beaches, beaches full of agates, moonstones and other semi-precious stones. Parts of the California Coastal National Monument are also located here, with the most recent one added being "Trinidad Head," which was designated by President Barak Obama before leaving office.
In addition to the literally dozens of beautiful public beaches that stretch from the most southern portions of Humboldt to the most Northern part of the Humboldt Coast, you'll find that there are plenty of privately owned oceanfront properties, some with beaches and others featuring epic views for enjoying evening sunsets and morning sunrises. The same goes for nearly every natural feature in the county, giving rise to a thriving real estate market with some of the most unique properties you will ever see.
Other forms of waterfront properties that can be purchased in the private sector include real estate on our lagoon systems in Big Lagoon and Freshwater Lagoon, both part of Humboldt Lagoons State Park. Quiet, still, freshwater (mixed with salt), perfect for fishing, kayaking and paddle boarding. Be one of the lucky buyers before these types of properties are gone.
Find bayfront properties, starting from North to South: Trinidad Bay, College Cove and Houda Cove are all bays located in the Trinidad and Westhaven areas. Arcata Bay and Marsh is located in the Bayside, area of Arcata. Humboldt Bay, North Bay and South Bay stretch from Indianola, to Eureka, to Fields Landing by Humboldt Hill. Shelter Cove is a bay on the Lost Coast, in the town of Shelter Cove and close to the Whitethorn Area. Slightly further south you'll find Bear Harbor in the Sinkyone Wilderness area as well.
Trinidad alone has at least a dozen public beaches, and some of the most affordable oceanfront property for sale in the U.S. is located here, and other towns like Shelter Cove located in Southern Humboldt, it is another beautiful and touristy beach town, but more remote than Trinidad. The super lucky find places along the Lost Coast, which runs from Petrolia to the Sinkyone Wilderness Area. You'll even find ocean properties in places that might not come to mind at first, like McKinleyville, Loleta, Manilla and Arcata. You just need to know where to look, and that's just one thing we can help with.
Redwood Properties and Roosevelt Elk: Incredible homes and epic natural features can create awesome real estate, properties and homes. Highway 101, named "The Redwood Highway," is famously named the "Avenue of the Giants" and showcases the largest stands of coastal redwood trees on earth, containing the tallest and oldest trees in the world, some being thousands of years old.. Redwood National Park is located in Orick, and is lush and home to Fern Canyon, part of the Prairie Creek Redwoods State Park - and the location they filmed the "Jurassic Park" movie. Orick also holds the world's tallest tree. Orick is also a great place to see the Theodore Roosevelt Elk Herds that are making a comeback here.
Local, State and National Parks: Humboldt County is home to dozens of national parks, state parks, nature reserves and numerous but still incredible county and community parks, such as the Redwood Community Forest in Arcata. There are literally hundreds of thousands of forested acres, mountains and wilderness areas. Many beautiful and pristine areas in Humboldt are privately owned and the result is a wildly diverse and vibrant real estate market with magnificent places to buy and sell. There seems to be something for just about everyone.
Riverfront Properties and Mountain Living: The Six Rivers National Forest is here and hints that we have actually dozens of rivers in Humboldt, some of the major ones being the Trinity River, The Eel River, Smith River, Mad River, Van Duzen and the Mattole, just to name a few. Some rivers are designated wild and scenic, meaning there are no dams between the headwaters and the ocean. Many inland towns are located along these rivers, like Willow Creek, Salyer, Bridgeville, Korbel, Maple Creek, Alderpoint, Garberville and Redway and plenty of others.
In addition to our "natural setting" types of properties, we also have various living styles here and other real estate options. You'll pick from:
- Ocean Properties
- Luxury Properties
- Bay Properties
- River Properties
- Lagoon Properties
- Redwood Properties
- View Properties
- Mountain Properties
- Equestrian and Ranch Properties
- Vineyards & Farms
- Starter Homes for First Time Buyers
- Victorian Properties
- Fixer Up Properties
- Commercial Real Estate & Income Properties
- Unimproved Lots
- Raw Land / Large Acreage
- Humboldt County has some of the most affordable oceanfront real estate left in the world.
- Private beaches for sale, lagoon frontage and other waterfront properties.
- Countless properties with views that will impress even the most discerning guest.
- Large acreage, of mountains and wooded properties.
- Redwood Properties in your yard, forest? grove? a few trees? you pick.
- Frontage on our Wild and Scenic Rivers, or great views of them.
For the ocean property seekers reading this, Sarah Corliss has extensive knowledge of coastal living, ocean property maintenance, basics of the local geology, slope retreat, as well as some of the rules and requirements of the California Coastal Commission.
Your Buyer Agent will make things Easy: Our realtors will help streamline the process of buying a home and make it easier for you. We've aligned ourselves with the top professionals in the industry, and once an offer has been accepted, we will personally help facilitate the process to close on the home. By working closely with mortgage brokers, home inspectors, home warranty companies, title and escrow companies, we are able to assist in connecting you with the best service providers possible.
Search and Finding Your Property
Now the party gets started. Let us show you around Humboldt County and the North Coast! Check out all the listings in your desired areas, and on each property page you'll see a "schedule tour" button. Click that to setup times to view the homes you are interested in.